Financial Freedom God’s Way Academy Leadership Team


Bob Louder:  In the fall of 2017 Bob and Debbie moved their home and ministry offices from Atlanta to the mountain community of Hayesville, North Carolina. He is the founder and President of Christian Financial ministries and serves as the primary Academy Team Leader.  After graduating from the University of Nebraska as a Distinguished Military Graduate, he served 23 years as an officer in the United States Air Force. Since leaving the military Bob has served with Mr. Larry Burkett (Christian Financial Concepts), Crown Financial Ministries, the Dave Ramsey organization, and the John Maxwell Team as an author, teacher, trainer and/or presenter. Bob has a BA in Business Administration, an MBA, and a PhD in Leadership and Financial Management. Bob and Debbie have four children and six grandchildren, enjoy the outdoors, and actively serve their church.






Patricia Cross: Patricia:  Patricia lives in Atmore, Alabama and serves as an Academy Team Leader.  Patricia moved to Alabama from  New York 7 years ago  to be a caregiver for her disabled mom and sister (Patricia’s mom has since gone home to glory).  In addition to serving as a family caregiver Patricia is called to help others with their finances through her virtual bookkeeping and accounting business. Patricia has been through the Academy many times, first as a Team Member and then as a Team Leader. Patricia has four wonderful sons and 16 grandchildren.





Pat Smith: Pat was born and raised in the Republic of Panama, now lives in Texas, and serves as our Administrative Assistant and as an Academy Co-Leader. Pat has always had a strong desire to give into and help promote God’s Kingdom and to reach out to and help others become debt free.  Pat has been through the Academy many times, first as a Team Member then as a Team Co-Leader. Pat’s Academy experience is a real life testimony that people don’t have to struggle financially and barely make ends meet while living paycheck to paycheck. She is proof positive that people can become debt free if they are willing to become disciplined, organized, balanced and committed to the Lord.





Ruben Soto: Ruben lives in San Antonio, Texas; is a social media expert, journalist, writer, and author–he administers our Facebook and Twitter pages; and is an Academy Graduate.  Ruben was an Anchor/Reporter for KGNS TV in Laredo, Texas in 2001-2002. He is also the author of over ten books and e-books and of the book on the history of Univision and Spanish-language television in the United States. Ruben has a B.A. degree in Liberal Studies from Barry University in Miami, Florida. He also attended the University of Texas in Austin and in 2008 he was awarded the Certificate in International Television Journalism from the University of Miami. He has a strong faith in God and he is very active in his church. On his spare time he likes to read, listen to music, workout at the gym, and write.



Santiago Leon: Santiago a native Floridian and serves as our Webmaster.  Santiago went to college in Virginia where he earned his B.S. and MA degrees in Communications. After graduating, he started his own web design business specializing in computer programming and web development. In recent years, his business has grown to include mobile development having developed applications released at the Apple’s App Store for the Miami News, Sports Radio, InstaBible, and my11.  His favorite hobbies are sports, and meeting new people.